Effective Date: 26 August 2026
Last Updated: 26 August 2026
HMD FINCO & TECHNOLOGIES PRIVATE LIMITED (“HMD Finco”, “Company”, “we”, “us”, or “our”) uses cookies and similar technologies on https://hmdfinco.com/ (the “Website”).
This Cookie Policy explains what cookies are, how we use them, what types of cookies may be used on our Website, and how you can manage your cookie preferences.
This Cookie Policy should be read together with our Privacy Policy and Terms & Conditions.
1. Company Details
Legal Name: HMD FINCO & TECHNOLOGIES PRIVATE LIMITED
CIN: U66190RJ2026PTC111030
Date of Incorporation: 28 January 2026
Registered/Mailing Address:
Plot No. 781, II FLR, Arihand Plaza, Shastri Nag, Kota, Rajasthan – 324009, India
Website:
https://hmdfinco.com/
Email:
info@hmdfinco.com
Support Email:
support@hmdfinco.com
Phone:
+91 96029 53411
The above company information is based on the Company’s Certificate of Incorporation issued by the Ministry of Corporate Affairs, Government of India.
2. What Are Cookies?
Cookies are small text files that websites may store on your device when you visit them.
Cookies allow a website to recognise your device and remember certain information about your visit.
Cookies can help websites:
- Function properly;
- Remember preferences;
- Improve performance;
- Understand how visitors use the Website;
- Maintain security;
- Measure Website traffic; and
- Provide relevant content or functionality.
Cookies may be session cookies, which are deleted when you close your browser, or persistent cookies, which remain on your device for a defined period.
3. Why We Use Cookies
HMD Finco may use cookies and similar technologies for several purposes, including:
- Operating essential Website functionality;
- Maintaining Website security;
- Remembering user preferences;
- Understanding Website traffic;
- Measuring Website performance;
- Analysing user interactions;
- Improving Website functionality and user experience;
- Identifying technical problems;
- Supporting marketing activities, where applicable; and
- Complying with applicable legal and regulatory requirements.
4. Types of Cookies We May Use
The cookies used on our Website may generally fall into the following categories.
4.1 Strictly Necessary Cookies
These cookies are necessary for the Website to function properly.
They may be used for:
- Security;
- Session management;
- Website functionality;
- Load balancing;
- Authentication, where applicable; and
- Other essential technical functions.
Because these cookies may be necessary for the operation of the Website, they generally cannot be disabled through our cookie preference tools without affecting Website functionality.
4.2 Functional Cookies
Functional cookies allow the Website to remember choices or preferences you make.
They may be used to:
- Remember settings;
- Improve your browsing experience;
- Maintain preferences between visits; and
- Provide enhanced Website functionality.
If you disable these cookies, some features may not work as intended.
4.3 Analytics and Performance Cookies
We may use analytics and performance cookies to understand how visitors interact with our Website.
These cookies may help us understand:
- Number of visitors;
- Pages viewed;
- Traffic sources;
- Time spent on pages;
- Website navigation;
- Device and browser information;
- User interactions; and
- Website performance.
We may use this information to improve our Website and services.
4.4 Marketing and Advertising Cookies
Where applicable, we may use marketing or advertising cookies to understand the effectiveness of marketing activities or to provide more relevant communications.
These cookies may help us:
- Measure advertising performance;
- Understand how visitors interact with marketing campaigns;
- Measure conversions;
- Improve marketing activities; and
- Provide relevant advertising where applicable.
We will use such cookies in accordance with applicable law and consent requirements.
5. First-Party and Third-Party Cookies
Cookies may be placed by either HMD Finco or third-party service providers.
First-Party Cookies
These are cookies placed directly by our Website.
They may be used for essential functionality, preferences, security, analytics, or other Website-related purposes.
Third-Party Cookies
Third-party service providers may place cookies or similar technologies on our Website.
These providers may include services used for:
- Website analytics;
- Performance monitoring;
- Marketing;
- Advertising;
- Security;
- Communication;
- Embedded content; or
- Other Website functionality.
Third-party providers may process information according to their own privacy policies.
We do not control the privacy practices of third parties and recommend reviewing their respective privacy policies.
6. Cookies and Personal Information
Some cookies may collect information that can be associated with an identifiable individual, while others collect only technical or aggregated information.
Depending on the circumstances, cookie-related information may include:
- IP address;
- Device information;
- Browser information;
- Operating system;
- Website activity;
- Pages visited;
- Referring source;
- Approximate location; and
- Unique online identifiers.
Where cookie information constitutes personal information under applicable law, we will process it in accordance with our Privacy Policy and applicable data protection requirements.
7. Your Cookie Choices
Where applicable, you may be presented with a cookie consent banner or preference mechanism when you first visit our Website.
Depending on the cookies being used, you may be able to:
- Accept all cookies;
- Reject non-essential cookies;
- Select specific categories of cookies; or
- Change your cookie preferences.
Your choices may be stored for a certain period so that we do not repeatedly ask you for the same preference.
8. Browser Cookie Controls
Most modern web browsers allow you to control cookies through their settings.
You may be able to:
- View stored cookies;
- Delete cookies;
- Block cookies;
- Allow cookies from specific websites;
- Block third-party cookies; or
- Receive notifications before cookies are stored.
Please note that disabling or deleting cookies may affect the availability or functionality of certain features of our Website.
9. Managing Cookies Through Your Browser
You can generally manage cookie settings through your browser.
Examples include:
- Google Chrome;
- Microsoft Edge;
- Mozilla Firefox;
- Apple Safari; and
- Other commonly used browsers.
The exact steps vary depending on the browser and version.
You can refer to your browser’s official help or privacy settings for instructions on managing cookies.
10. Analytics Services
We may use third-party analytics services to understand Website usage and performance.
Such services may use cookies, pixels, tags, or similar technologies to collect information regarding Website visits and interactions.
The information may be used to:
- Analyse traffic;
- Understand visitor behaviour;
- Identify technical issues;
- Improve Website performance;
- Measure marketing performance; and
- Develop better Website experiences.
Where applicable, the relevant third-party provider’s privacy policy will also apply.
11. Other Tracking Technologies
In addition to cookies, we may use similar technologies such as:
- Pixels;
- Web beacons;
- Tags;
- Local storage;
- Tracking scripts; and
- Similar technologies.
These technologies may perform functions similar to cookies and may be used for analytics, security, functionality, or marketing purposes.
12. Cookies Used by Third-Party Services
Certain Website features may rely on third-party services.
Depending on the Website configuration, these may include providers for:
- Analytics;
- Website security;
- Hosting;
- Customer communications;
- Marketing;
- Embedded content;
- Payment-related functionality; or
- Other technical services.
The actual cookies used may change as our Website, technology providers, or services change.
Accordingly, the list or categories of cookies may be updated from time to time.
13. Payment-Related Cookies
Where payment-related functionality or links are provided through our Website, the relevant payment service provider may use cookies or similar technologies.
Such technologies may be subject to the privacy policy and cookie policy of the relevant third-party provider.
HMD Finco does not guarantee or control cookies placed directly by third-party payment providers on their own platforms.
14. Do Not Track Signals
Some browsers and devices provide “Do Not Track” or similar privacy settings.
Because there is currently no universally accepted technical standard for responding to all such signals, our Website may not respond to every browser-based Do Not Track signal.
Where required by applicable law, we will comply with applicable requirements concerning recognised privacy signals.
15. Changes to Cookies
The cookies and technologies used on our Website may change over time.
We may:
- Add new cookies;
- Remove existing cookies;
- Change cookie providers;
- Change cookie purposes; or
- Modify how cookies are used.
We may update this Cookie Policy whenever our cookie practices change.
We recommend reviewing this Cookie Policy periodically.
16. Changes to This Cookie Policy
We may update this Cookie Policy to reflect:
- Changes in our Website;
- Changes in technology;
- Changes in third-party services;
- Changes in our business practices;
- Changes in applicable law or regulations; or
- Changes in cookie and tracking practices.
When we make material changes, we may update the “Last Updated” date and provide additional notice where appropriate.
17. Relationship With Our Privacy Policy
Cookies and similar technologies may involve the collection or processing of information that may constitute personal information.
Our Privacy Policy explains more broadly how HMD Finco collects, uses, stores, protects, and shares personal information.
This Cookie Policy should therefore be read together with our Privacy Policy.
18. Your Privacy Rights
Depending on applicable law, you may have rights relating to personal information collected through cookies or similar technologies.
These may include:
- Requesting information about processing;
- Requesting correction of inaccurate information;
- Requesting deletion where applicable;
- Withdrawing consent where processing is based on consent;
- Raising a privacy grievance; and
- Exercising other rights available under applicable law.
You may contact us using the details below to exercise applicable rights.
19. Contact Us
If you have questions about this Cookie Policy, our use of cookies, or your privacy preferences, please contact us.
HMD FINCO & TECHNOLOGIES PRIVATE LIMITED
CIN: U66190RJ2026PTC111030
Registered/Mailing Address:
Plot No. 781, II FLR, Arihand Plaza, Shastri Nag, Kota, Rajasthan – 324009, India
Website:
https://hmdfinco.com/
Email:
info@hmdfinco.com
Support Email:
support@hmdfinco.com
Phone:
+91 96029 53411
20. Governing Law
This Cookie Policy shall be governed by and interpreted in accordance with the laws of India.
Subject to applicable law, disputes relating to this Cookie Policy shall be subject to the jurisdiction of the competent courts in Kota, Rajasthan, India.
21. Acknowledgement
By continuing to use our Website, you acknowledge that you have had the opportunity to review this Cookie Policy.
Where applicable law requires consent for non-essential cookies or similar technologies, we will provide an appropriate consent mechanism.
HMD FINCO & TECHNOLOGIES PRIVATE LIMITED
CIN: U66190RJ2026PTC111030
Registered Office: Plot No. 781, II FLR, Arihand Plaza, Shastri Nag, Kota, Rajasthan – 324009, India
Website: https://hmdfinco.com/
Email: info@hmdfinco.com
Support: support@hmdfinco.com
Phone: +91 96029 53411
Effective Date: 26 August 2026
Last Updated: 26 August 2026