Building Secure Payment Infrastructure for Digital Businesses
HMD Finco & Technologies Private Limited is a fintech technology company enabling reliable pay-in and payout operations through partner banks and RBI-licensed payment aggregators.
About HMD Finco
HMD Finco & Technologies is built by a team of fintech professionals and technology experts focused on creating secure, compliant payment infrastructure for digital businesses.
We specialize in developing payment technology systems that enable businesses to manage pay-ins and payouts through partner banks and RBI-licensed payment aggregators.
Our solutions are designed with a strong emphasis on regulatory alignment, operational transparency, and scalability—without holding or handling customer funds.
Reliability
Availability
model
How Our Platform Operates
A Transparent, Bank-Aligned Operating Model
01
Payments via banks & licensed aggregators
Funds settled directly to merchants
03
No nodal or escrow accounts maintained
Customer funds never handled by us
Direct Settlement
Funds credited to merchant accounts
Partner-Led
Transactions via banks & aggregators
Modular APIs
Built for scale and reliability
Technology
Payment Technology Expertise Built for Secure & Scalable Operations
Payment Technology Infrastructure
Pay-In
Enablement
Trusted Technology Enablement
Maintain Full Financial Control
Ready to Build Secure Payment Operations?
HMD Finco & Technologies helps businesses enable reliable pay-in and payout workflows through partner banks and licensed payment aggregators—without holding or handling customer funds.
Security & Complilance
Security-First System Design
HMD Finco & Technologies helps businesses enable reliable pay-in and payout workflows through partner banks and licensed payment aggregators—without holding or handling customer funds.
Security-First System Design
HMD Finco & Technologies follows a security-by-design approach across its technology stack to protect data, ensure system integrity, and maintain operational reliability.
Encrypted communication using HTTPS and TLS protocols
Token-based authentication for all API access
Secure validation of inbound and outbound webhooks
Role-based access controls to limit system privileges
Continuous monitoring for system performance and security events
PCI DSS–Aligned Operating Model
HMD Finco operates without storing, processing, or transmitting cardholder data, ensuring alignment with PCI DSS requirements.
No handling of sensitive cardholder information
Card transactions processed exclusively through bank or licensed payment aggregator–hosted payment pages
Infrastructure eligible for PCI DSS SAQ-A compliance scope
Ongoing Compliance Practices
Our compliance framework is designed to support regulatory expectations and partner requirements through regular controls and audits.
Periodic Vulnerability Assessment and Penetration Testing (VAPT)
Comprehensive audit logs and activity tracking across systems
Compliance processes aligned with banking and payment partner standards
Who We Serve
Our Customer & Usecases
Online merchants and small-to-medium enterprises
Startups and SaaS-based platforms
Marketplaces requiring technology enablement only
Digital service providers across multiple industries
Our Product Ecosystem
Payzora – Our Flagship Payment Platform
Payzora is the proprietary payment technology platform developed and operated by HMD Finco & Technologies Private Limited. It enables modern businesses to integrate pay-in and payout capabilities through secure, bank- and aggregator-led payment infrastructure.
Payzora is designed to support scalable operations while maintaining a clear separation between technology and fund flow.
Payzora is a product of HMD Finco & Technologies Private Limited.
Our Product Ecosystem
Get in Touch
For partnerships, compliance inquiries, or business discussions, please reach out to us.
Call Us
+91 96029 53411
Mail Us
info@hmdfinco.com support@hmdfinco.com